About Us
A Revolutionary Digital Commercial Bank.
BankWyse was purpose-built to combine the stability and security of traditional banking with the innovation and potential of cryptocurrencies and digital assets. We are dedicated to being your partner for fully regulated, secure, and integrated Qualified Custody and Commercial Banking services.
Enterprises Need Compliant Access.
They need qualified Custody solutions for digital assets which meet regulatory requirements for safety, address complexities, and connect the current fiat economy to new global digital economies.
We Provide Compliant Solutions.
Our infrastructure enables secure, compliant, and seamless transactions and storage of fiat and digital assets, including cryptocurrencies, stablecoins, and investment securities.
Enterprises Need Compliant Access.
They need Qualified Custody for digital assets that meets regulatory requirements, addresses operational complexities, and connects fiat to the new global digital economy.
We Provide Compliant Solutions.
Our infrastructure enables secure, compliant, and seamless transactions and storage of fiat and digital assets, including cryptocurrencies, stablecoins, and investment securities.
We are a Wyoming state-chartered bank that operates under the first Special Purpose Depository Institution (SPDI) legal and regulatory framework in the United States.
This framework provides a regulatory-compliant platform that enables us to offer a full suite of financial services for U.S. dollars and digital assets with enhanced regulatory clarity to minimize transactional risk.
As a SPDI, we are a fully-reserved bank authorized to
- Receive Deposits and conduct other activity incidental to the business of banking, including Custody, Asset Servicing, Fiduciary Asset Management, and related activities.
- Serve as a vehicle for business Cash Management, Operational Accounts, and any other purpose permitted under applicable law.
- Conduct activity under Wyoming regulations tailored to digital assets, which address issues such as Technology Controls,Transaction Handling, and Custody Operations for Digital Assets.
- Operate under Wyoming law that defines digital assets in conjunction with the Wyoming Uniform Commercial Code and describes perfection and priority of security interests in digital assets.
A Message from our CEO
REGULATORY CLARITY
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- ONE
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PROTECTION
As fully-reserved banks, SPDI, we are prohibited from making loans with customer deposits of fiat currency, which means
- Customer deposits of fiat currency must, at all times, be backed 100% or more by unencumbered liquid assets, which include U.S. currency and level 1 high-quality liquid assets.
- Given this, we are not required to obtain insurance from the Federal Deposit Insurance Corporation—We are not FDIC Insured.
- Clients' digital assets are segregated, never commingled, and always fully secured.
COMPLIANCE
We are required to adhere to strict regulation that is tested and overseen by banking regulators and independent auditors with expertise in digital asset compliance and security.
- Comprehensive regulatory framework ensures compliance with banking laws, including KYC and AML/BSA, and the robust digital asset custody framework under Wyoming's digital asset laws.
INTEGRATION
Our secure state-of-the-art technology and regulatory infrastructure seamlessly integrates fiat and digital asset banking, transactions, and Qualified Custody. As a multi-asset platform, broadly accepting digital assets, cryptocurrencies, and fiat currencies.
- This unified approach offers increased protection for clients by shrinking the number of counterparty and intermediary risks, while also removing the potential of losing cryptocurrencies due to a host of pitfalls that can occur when self-custodying.
- We can integrate with client-native systems enabling detailed real-time transaction, balance, and tax data to support proper fiduciary reporting, auditing, and attestation. Our Infrastructure supports other financial institutions with solutions that connect traditional banking with the rapidly evolving world of digital assets.
Our Team
Message from our CEO
“As a former U.S. Treasury Department OCC National Bank Examiner, a senior leader in financial services, and an independent board director and advisor for public, private, and non-profit organizations, one of my strengths is understanding complex risks in global environments and building programs to manage those risks and capitalize on market opportunities effectively.
I see the benefits of blockchain technology and believe it will transform financial services. I also understand the importance of robust risk management and compliance programs and the need for regulatory oversight, so I co-founded BankWyse. I want to ensure institutions have compliant infrastructure to enable their safe participation as this revolutionary technology modernizes our global economy. I lead an organization with deep experience in banking, bank regulation, blockchain technology, digital-asset custody, tokenization, and capital markets to create secure, compliant, and efficient products and services that meet the global demand for digital finance. Let’s discuss how we can work together to evolve our industry!”
Julie Fellows
Co-Founder, Board Chair, CEO
Leadership

Board of Directors
Message from our CTO
“Many crypto companies face challenges accessing the U.S. dollar banking system. Even ‘Crypto-friendly’ banks are at capacity and will often cap deposits to ‘limit their exposure.’
In speaking with counterparts, this problem is far more widespread and pervasive than most realize. Some of our strategic partners have reported that hundreds of their commercial customers are actively looking for better banking solutions.
BankWyse will fill this gap because we are purpose-built with Web3 technology and regulatory infrastructure to seamlessly integrate fiat and digital asset banking, transactions, and Qualified Custody. Our multi-asset platform will enable Web2 and Web3 participants to unlock trillions of value in new market growth by providing the critical infrastructure needed to access the exploding global digital economy.”
Justin Culver
Co-Founder, Board Chair, CTO
Our Partners
We are dedicated to providing fully regulated secure and integrated digital-asset Qualified Custody and commercial banking services.

BankWyse is a revolutionary Digital Asset and Fiat Commercial Bank dedicated to providing fully regulated solutions for safe, compliant, seamless, and integrated digital-asset Qualified Custody and commercial banking services.

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REGULATORY CLARITY
We operate under Wyoming laws, the first and only legal framework in the U.S. that clearly defines digital asset custody standards based on SEC and CFTC principles to ensure perfection and control of security interests in digital assets.
→ Legal title to a digital asset remains with the customer, not their custodian.
→ Assets are legally segregated from the other assets of the institution.
→ Legally segregated assets are protected by Wyoming statute in bankruptcy proceedings.
PROTECTION
As fully reserved banks, our clients can rest assured that their assets are protected because SPDIs are prohibited from making loans with customer deposits in fiat currency.
→ Our customer deposits of fiat currency must AT ALL TIMES be backed 100% or more by unencumbered liquid assets, including U.S. currency and level 1 high-quality liquid assets.
→ Given this, we are not required to obtain Federal Deposit Insurance Corporation insurance and are not FDIC Insured.
COMPLIANCE
Our adherence to strict regulation is tested and overseen by banking regulators and independent auditors with expertise in digital asset compliance and security.
→ This comprehensive regulatory framework ensures compliance with banking laws, including KYC and AML/BSA, and the robust digital asset custody framework under Wyoming's digital asset laws.
→ Our robust controls, derived from our wealth of banking and bank regulatory experience and proven ability to identify and mitigate risk, will safeguard your assets and ensure proper governance, oversight, compliance, and reporting.
INTEGRATION
We seamlessly integrate fiat and digital asset banking, transactions, and Qualified Custody with our bank-grade, multi-asset platform, broadly accepting digital assets, cryptocurrencies, and fiat currencies….
→ This unified approach offers increased protection for clients by shrinking the number of counterparty and intermediary risks, while also removing the potential of losing cryptocurrencies due to a host of pitfalls that can occur with self-custody.
→ We can integrate with client-native systems enabling detailed real-time transaction, balance, and tax data to support proper fiduciary reporting, auditing, and attestation.
Your Trusted Partner for
the Global Digital Economy
We Protect Your Assets and Enable Seamless Access!